We are Financial Advisors and Our Aim is to protect you from all Financial Hardships
Insurance It’s a fact of life that things happen when you least expect them – and that’s why we insure our houses, cars and personal belongings. But what about our most important assets – our family and our ability to earn an income?
Accidents, illnesses or even death can happen at any time. And when it does, it can be a traumatic time for everyone. The last thing you want to worry about is money
We have a range of insurances to make life easier if something should happen to you. It means you can rest assured that you and your family will be financially protected no matter what life may bring.
Health Insurance It’s hard to predict what health problems you may experience in the future. Not all treatments or costs will be covered by the public health system, and the public health system may not give you control over the timing or quality of the care you receive.
For those without health insurance, surgery waiting lists are a fact of life. If you wanted to hurry things along, the only option would be to pay for private treatment yourself. Would you be able to afford the costs?
Life Insurance The unexpected death of a loved one can have a devastating effect on those who are left behind. Will the family home need to be sold as mortgage payments become unaffordable? Will there be sufficient funds to cover regular living expenses as well as holidays and school fees?
In New Zealand, one in six men and one in nine women who reach the age of 30 will die before 65¹. It is easy to say, “it won’t happen to me”, but premature death isn’t really about you; it’s about the people who depend on you for financial support.
Critical Illness Insurance A critical illness is a serious illness or disability, such as cancer, heart attack or stroke. Statistics tell us that 50% of men and 33% of women will suffer a critical illness before the age of 70¹.
So how would your household cope financially if you or your spouse were affected by a critical illness? Specialised medical treatment is not always covered by the public health system, and you may also have debt payments such as your mortgage, hire purchases or credit cards to consider. It’s not something you particularly want to dwell on, but it’s a very real risk.
For all kind of insurances please contact us and we will be happy to assist you. We don't charge for financial advice.
Kiwi Saver How many of you know who holds your Kiwi Savers Fund??